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Chapter 7 and Chapter 13 Bankruptcy Lawyer

For some people, divorce is the result of, or leads to, financial difficulties. If debt problems become overwhelming for you, reach out to an experienced law firm that can help you in your divorce and represent you in any bankruptcy proceedings.

Stacy L. Van Dyken is experienced and prepared to provide legal guidance in filing bankruptcy. She has more than 10 years of legal experience that can be used to help you resolve your debt concerns in a timely fashion.

Centrally located in downtown Grand Rapids, Stacy represents clients throughout West Michigan. Contact Stacy L. Van Dyken online or call her at (616) 776-3902 to schedule your consultation. Stacy offers evening and weekend appointments to better fit your schedule.

Efficiently Addressing All of Your Bankruptcy Concerns

Extreme debt can lead to home foreclosure or a short sale, creditor harassment, and an uncertain future. If a Chapter 7 or Chapter 13 bankruptcy is necessary to protect you from creditors and help you to get a fresh financial start, Stacy will represent you throughout the process and see that you receive every benefit available to you under the law.

Bankruptcy Attorney in Grand Rapids, Michigan

Most often, clients who enter Stacy's office are concerned about two main points:

  • How will they be able to pay for their bankruptcy?
  • Will they be able to keep their home, car, and other assets?

Stacy will fully analyze your situation during your consultation. She will explain to you the costs involved in a Chapter 7 or Chapter 13 bankruptcy and will work out a manageable payment plan that fits your situation. Finally, Stacy will explain to you what bankruptcy options are available to you and how those options will affect your family and your assets.

Determining Which Bankruptcy Chapter Is Appropriate for You

During your initial consultation, Stacy will perform what is called a "means test" to see if you are eligible for Chapter 7 bankruptcy (also known as liquidation bankruptcy). If you are, she will file the proper paperwork and represent you in any meetings before the bankruptcy trustee. This process generally only takes a few short months to finalize.

If you are not eligible for Chapter 7, Stacy will pursue Chapter 13 bankruptcy for you. This option is often called the wage earner's plan, as it takes into account your monthly wage and allows you to pay a trustee one monthly payment over a three or five year process.

Contact Stacy to Learn More About Your Debt Relief Options

To learn more about your bankruptcy options, contact Stacy L. Van Dyken today.

At the Grand Rapids law office of Stacy L. Van Dyken, P.C., we conveniently serve clients throughout West Michigan, including the cities of Holland, Muskegon, and Grand Haven; and throughout Kent County, Ottawa County, Allegan County, Barry County, Newaygo County, Montcalm County, and Ionia County.